When Fusion prompts you for having moved a VM it is to update the virtual machine files which should have nothing to do with the XP installation. If you receive permission problems trying to save you probably have issue with your user profile in Windows, which is not really a vmware issue. It would be helpful to know as well where you see your permission error to diagnose what is actually happening. Also if you are using both the VM and the copy at the same time on the same network you will have problems. You should do a sysprep reseal for clones of a VM.
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